A thought from the scriptures
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The rich ruleth over the poor, and the borrower is servant to the lender.
— Proverbs 22:7
"It is so easy to allow consumer debt to get out of hand," said Elder L. Tom Perry during the October 1995 general conference. "If you do not have the discipline to control the use of credit cards, it is better not to have them. A well-managed family does not pay interest—it earns it. The definition I received from a wise boss at one time in my early business career was 'Thems that understands interest receives it, thems that don't pays it.' "
